Research (Penizenavic.cz)
Personal finance  |  September 19, 2012 11:58:07

Mortgage for construction? Choose the best


Build your house at the lowest cost mortgage and the construction itself, prevent it before the completion of construction works have used up the full amount of your mortgage. How does it achieve this? It will show you below.

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Construction of real estate in comparison with ordinary buy considerably more complicated process, as it may be difficult in the case of construction and mortgage. Throughout the construction period so you can deal with the constraints of the mortgage banks, a number of fees, penalties, etc. At least in the case that you have set at the beginning of their mortgage properly.

What to watch out for the construction of real estate?

0px; "> In relation to a mortgage, it is primarily this:

- Charges for the use of mortgage (ie fees for the payment of invoices to suppliers)

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- The need for documentation of invoices for construction work (ie carrying out the work yourself restrictions)

Calculate what savings can be achieved due to the mortgage on the site PenizeNAVIC.cz http://www.penizenavic.cz/kalkulatory/rozsirena-hypotecni-kalkulacka

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Fees for the use of mortgage

The largest part of the works you will most likely deal with by using contractors that will supply construction company will continuously invoice completed construction work. Your mortgage bank you (or your suppliers) such invoices without saying clears. However, if the invoices for construction work more, you can really get expensive. With each drawing could also be linked to significant fees, judge for yourself.

Overview of the charges for the use of mortgage

 

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A big question mark in the case of the final construction cost of the works. During construction can significantly more costly building materials and letting you run out of money from the mortgage before the completion of the works.Or conversely you may be able to build a new property with less than the estimated cost, and you will not have a reason to rest recover the funds from the mortgage. The actual mortgage recommend creation of a reserve in the budget of construction work of at least 10%. What would you have before signing the mortgage loan interest is whether your mortgage bank mortgage allows under-and if so, at what cost?

Overview of the charges for the mortgage under-

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Possibility of drawing mortgages without invoices

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Calculate what savings can be achieved due to the mortgage on the site PenizeNAVIC.cz http://www.penizenavic.cz/kalkulatory/rozsirena-hypotecni-kalkulacka

 

One can save a lot of money and worry

Selecting a mortgage with the option of drawing without invoices, free of charge for under-utilization and thus mortgage can save you money and really interesting especially a lot of trouble. With zero processing fee mortgages, which now offers some banks, you do not need to worry that you would create a reserve in the budget could get expensive.

Tyto zprávy pro vás vytváří Penízenavíc.cz.
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