Vladimír Urbánek (Kurzy.cz)
Personal finance  |  November 20, 2012 10:45:49

Czechs want to save money on Christmas gifts, but plan to spend more than 2 years ago


The most common Christmas gifts such as cosmetics, clothing, books, electronics or toys they want according to poll * GE Money Bank this year, people spend 700 crowns more than two years ago. ** Compared to last year, however, currently about 38% of Czechs donors to save. Half of them now can not afford to spend and four saves in 10 because it is "just a bad time." GE Money Bank offers people the opportunity to save on Christmas shopping up to 1000 crowns. The bank is on credit cards issued MoneyCard Plus by the end of the year increases reward for shopping at 5% for 4 months.

"Where to get gifts for and how to get cheaper? The question that will be according to our survey this year seek to answer at least a third of respondents who want to spend less on gifts than last year (an average of 2700 dollars). Yet we Czechs have indicated that, overall, this year each of them for gifts make slightly over seven thousand crowns, "says Paul Zúbek, spokesman GE Money Bank." Convenient way to buy gifts but you'll also save money, a credit cardMoneyCard Plus. When it takes people by the end of may for shopping with her ??to get back up to a thousand crowns. In addition, you can spread the costs over a longer period, "he adds.

Jesus thinks of this year, six people

For the majority of respondents (60%) is Christmas all about atmosphere and tradition, four of them have 10 to prefer meeting with the family. Almost as people on the holiday season without taking days off work or school. Giving gifts is one of the most popular Christmas events quarters of those polls. Czechs plan to buy gifts on average six people. Compared with last year, according to the respondents in the survey of the same, but in a survey of GE Money Bank in 2010, it was one man more.

What do we want our loved ones happy?

Comparing current survey with the preferences of people in a survey two years ago revealed the changes that have taken place in the ranking of typical gifts. Fathers can expect this year from the family book, small electronics or clothes, rather than cosmetics or snacks and drinks as before. Imaginary ranking gifts for mothers cosmetics still leads, but they can wait and book and clothing, which replaced the money and electronics.

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2,010

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22%

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electronics

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19%

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clothing

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11%

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Mother:

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2,012

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cosmetics

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25%

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14%

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electronics

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11%

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cosmetics

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7%

 

 

First place

 

Second place

 

Third place

 

Partner:

2,012

cosmetics

26%

clothing

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book

15%

cosmetics

19%

clothing

17%

Jewelry / Watches

11%

2pt "class = MsoNormal> Father:

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book

 

2,010

cosmetics

10%

book

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food / beverages

9%

book

17%

clothing

16%

 

2,010

cosmetics

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cash / voucher

11%

Child:

2,012

toys

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clothing

 

2,010

toys

30%

clothing

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cash / voucher

14%



A new Christmas poll GE Money Bank also focused on gifts to friends. Czechs compiled a ranking for them the usual presents, in which the first three places dominated by clothing, cosmetics and books. At the same questions in the facebook poll, however, to the forefront instead of clothes got electronics

Where to buy Christmas gifts

The most popular place purchases gifts remain large shopping centers, as confirmed by 65% of survey participants. Compared to the situation two years ago, that means almost 10% increase. Among older than 60 years had reported that only about half of the city, roughly the same number of them prefer supermarkets. Overall second place occupied purchase gifts online stores with 55%, which is again about 10% more than in the previous survey in 2010.The internet often buy men (59%) than females (49%) and of course the young to 30 years (71%). Elderly people over 60 years of using e-shops in every six. Business center and Internet gradually supplant the role of the third most common places to buy gifts, small specialty shops. This year there will only buy a quarter of respondents, but two years ago they bought gifts in 44% of people. An interesting trend is also buying gifts abroad, 12% of respondents planning.

Poll Question:

Are you planning to spend this Christmas for gifts less than last year?

GE Money Bank help you save up to CZK 1,000

When shopping credit card GE Money Bank partners with loyalty program customers gain bene + standard as a reward of up to 10% of spend back in the gold bene + even up to 25%. But the Bank does not stop there, and from purchases outside partner network, including the Internet or abroad, returning clients back 1%. For cards issued MoneyCard Plus from September to the end of 2012, clients get more. Four months they will be GE Money Bank to return at least 5% of total spending, respectively, to 250 CZK per month. Overall, it can save 1,000 crowns, which, for example, the Christmas shopping or subsequent sales certainly fits.

 

* Poll GE Money Bank took place in the streets of Prague in November 2012 on a sample of 400 respondents.

Survey ** GE Money Bank in October 2010 was a representative sample of the adult population in the Czech Republic (1592 respondents).

 

Paul Zúbek, spokesman GE Money Bank

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