Mediafax (Mediafax)
Personal finance  |  December 12, 2012 10:55:09

Average client banks in the Czech Republic in November to pay for services rendered 177 crowns


PRAGUE (MEDIAFAX) - The use of banking services paid this November average client banking institutions in the Czech Republic 177 crowns. This represents a slight increase over the previous month by 1.50 crowns, statistics released on Wednesday bankovnipoplatky.com server.

Towards the end of four banks followed the change in tariff Volksbank and decided to adjust its tariffs. "Some changes are more cosmetic, but others matter most clients. Loans and price increase of certain sanctions pleasing clients, cheaper foreign payments, but definitely yes," said the owner of the server bankovnipoplatky.com Patrik Nacher.

Raiffeisenbank increased monthly fees for maintaining accounts, and mostly by the amount of 5 to 20 crowns. Concern, however, the packages that the bank no longer offers. Also increases the fee for monetary component in multiměnových accounts from 15 to 29 crowns.Six crowns a month more expensive lines of debit cards. According to the bank's aim of these changes is to motivate clients to transition to eKonto. "In a nutshell, if you meet the conditions for keeping eKonto, tariff changes fundamentally affect you, but expensive debit card issued outside of the package," commented Nacher changes.

Positive change in tariff contrary conducted mBank. From 1 November EuroPayment canceled fees for SEPA and for all outgoing payments from business account mBusiness Account. The most significant change is the reduction of the fee for the second and each additional outgoing payment in the month at emax Plus savings account for 19 of the original 150 crowns.

CSOB / PSB their changes according to the information server bankovnipoplatky.com not tell them you have to literally dig.However, they are largely cosmetic, the query will charge the balance of the account through a foreign ATM (9 new crowns) and another installment amount clients will have the optional insurance for consumer loans. A new installment of the premium will be calculated from the monthly installments of the loan and not the total loan.

These changes in the tariffs banks and increased frequency of withdrawals from ATMs and payment orders ahead of the Christmas led to an increase in the Client index value of 177 crowns.

Calculations server contains apart from the fees and commissions on individual accounts include an important component associated with the behavior of the client, which is probably one of the main reasons mBank excellent results, in which clients pay the monthly minimum. "This bank is apparently popular with clients who nepoptávají wide variety of services, but they only basic electronic banking.In other words, despite the excellent result, you can not take the first place automatically as a blanket recommendation to move all clients to mKonto, "said Nacher.

Server publishes statistics bankovnipoplatky.com bank charges for individual establishments every month. Internet portal aims to increase universal "banking" education, reducing bank fees and cultivate the relationship bank - client and client - bank.

Jan Soukup, soukupj@mediafax.cz

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Průměrný klient banky v ČR zaplatil v listopadu za poskytnuté služby 177 korun

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