Vladimír Urbánek (Kurzy.cz)
Mortgages  |  January 15, 2013 15:24:07

Mortgages this year are already cheaper than most rents


In 2012, mortgage rates have fallen to all-time low. Demand has started to rise again and also thanks to the fact that banks adjust the conditions for and mortgages are now for most people much more affordable. In 2012, he finally in all the regions of the Czech Republic based favorably compared to paying monthly installments of repayment of monthly rents.

"Prices leases and mortgages, of course, vary locally. But we noticed in all regions of the rapid decrease in mortgage payments. You then come cheaper, even if the reduced amount for rent. Most are worth to buy an apartment in Usti nad Labem, there comes the biggest difference between the monthly installments of rent and mortgage payments. That would be 2 +1 for 650,000 crowns a month was 2,866 crowns. Rent it while released on 4244 crowns, "said Miroslav Jonas, Managing Director M & M reality.

The smallest difference between the mortgage and lease showed up in Prague, where he would be at the cost of slightly over two million paid 9216 crowns a month for mortgage and rent for 9500. The most expensive apartments are traditionally in Prague, then in Karlovy Vary and Brno follows. In Karlovy Vary, even the sales price of the apartment 3 +1 overtook Prague and reached to 2.6 million.

"A lot of cities this year in addition to privatize houses and flats in their property, so it is definitely a good time to start thinking about buying. Interest rates on mortgages are still at the beginning of a very low level, however it is not a sustainable situation, so I would not recommend it too delayed.In addition, since the new year was deregulation, which in most cases has risen, "said Jonah.

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Usti nad Labem

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Jihlava

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Zlin

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Karlovy Vary

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Prague

Region

Difference vs mortgage. lease in 2012 in numbers (average among all types of dwellings)

Region

Difference vs mortgage. lease in 2011 in numbers (average among all types of dwellings)

-12847

Prague

11361

Ostrava

-12843

Karlovy Vary

9,657

Liberec

-11212

Pilsen

6,577

-10404

Pardubice

6,011

Brno

-9151

Hradec Kralove

4,715

Czech Budejovice

-8163

Olomouc

3,593

-7121

Brno

2,335

Hradec Kralove

-6158

Zlin

514

Olomouc

-4671

Czech Budejovice

-1823

-3569

Liberec

-4673

Pilsen

-2886

Jihlava

-5373

Pardubice

-1854

Ostrava

-7458

-1028

Usti nad Labem

-9402

* Negative value indicates the difference between the mortgage and lease in favor of the mortgage

* Positive value indicates the difference between the mortgage and lease the detriment of mortgage



The real estate agency M & M reality  

M & M reality holding, as is engaged in the provision of real estate sales, leasing and management of objects and of course provides a broad legal and financial advice on real estate. With the financial strength, the network of branches throughout the Czech Republic and brokers trained specialist training program is able to sell any property in unmatched short time.

 

M & M reality holding more than 2,500 brokers in 116 offices in the Czech Republic. Every day, M & M Real Estate sells 42 properties per year is more than 10,000 from a wide range including 28,000 orders. Currently works with more than 57 thousand poptávajícími clients. In 2011, the property traded for a total of nearly 12 billion crowns. Real estate agency for its clients, of course, provides comprehensive legal services and financial advice - her mortgage center, which for 2011 brokered mortgage loans in excess of 2.5 billion crowns. Czech Chamber of Commerce has established an M & M reality as the best real estate agency in the prestigious competition for domestic entrepreneurs Czech PATRON 2011th

   

Monika Buřičová
M & M reality holding, as

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