Vladimír Urbánek (Kurzy.cz)
Mortgages  |  January 28, 2013 14:50:14

Equa bank again significantly reduces mortgage rates


After the October and December interest rate cut mortgages Equa bank accesses a further significant reduction in interest.   As of today, clients with mortgage refinancing or get targeted rate mortgages by up to 0.3% lower. By the end of March will also get anyone who negotiates with Equa bank mortgage, a bonus of 5,000 crowns.

Summary of changes in interest rates

Refinancing

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Loan Amount (in thous. CZK)

<700

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? 700 <1500

5pt; mso-border-bottom-alt: solid windowtext .5 pt; mso-height-rule: exactly "width = 173>

Fixation (in years)

 

3.5 years

5pt; mso-border-bottom-alt: solid windowtext .5 pt; mso-height-rule: exactly "width = 51>

 

3.5 years

35pt; BORDER-TOP: # 000000; BORDER-RIGHT: # 000000; padding-top: 0cm; mso-border-top-alt: solid windowtext .5 pt; mso-border-bottom-alt: solid windowtext .5 pt; mso- height-rule: exactly; mso-shading: windowtext; mso-pattern: gray-10 auto "width = 54>

 

5pt; mso-height-rule: exactly "width = 173>

 

earlier

now

5pt; mso-border-bottom-alt: solid windowtext .5 pt; mso-height-rule: exactly "width = 84 colSpan = 2>

earlier

Now

LTV    ? 70%

3.39

35pt; BORDER-TOP: # 000000; BORDER-RIGHT: # 000000; padding-top: 0cm; mso-border-top-alt: solid windowtext .5 pt; mso-border-bottom-alt: solid windowtext .5 pt; mso- height-rule: exactly "width = 79 colSpan = 2>

3.09

3.09

2.99

LTV    ? 70 ? 90%

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3.59

3.29

3.39

3.19

LTV    ? 90%

35pt; BORDER-TOP: # 000000; BORDER-RIGHT: # 000000; padding-top: 0cm; mso-border-top-alt: solid windowtext .5 pt; mso-border-bottom-alt: solid windowtext .5 pt; mso- height-rule: exactly "width = 79 colSpan = 2>

4.19

3.89

3.99

3.79

Equa-purpose mortgage

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3.5 years

 

35pt; BORDER-TOP: # 000000; BORDER-RIGHT: # 000000; padding-top: 0cm; mso-border-top-alt: solid windowtext .5 pt; mso-border-bottom-alt: solid windowtext .5 pt; mso- height-rule: exactly "width = 173>

LTV    ? 70%

35pt; BORDER-TOP: # 000000; BORDER-RIGHT: # 000000; padding-top: 0cm; mso-border-top-alt: solid windowtext .5 pt; mso-border-bottom-alt: solid windowtext .5 pt; mso- height-rule: exactly "vAlign = bottom width = 94>

3.09

5pt; mso-border-bottom-alt: solid windowtext .5 pt; mso-height-rule: exactly; mso-shading: windowtext; mso-pattern: gray-10 auto "width = 76>

3.49

5pt; mso-border-bottom-alt: solid windowtext .5 pt; mso-height-rule: exactly "vAlign = bottom width = 85>

3.99

Loan Amount (in thous. CZK)

<700

? 700 <1500

Fixation (in years)

3.5 years

5

3.5 years

3.5 years

 

earlier

now

earlier

Now

3.49

3.19

3.29

LTV    ? 70 ? 90%

3.69

3.39

3.29

LTV    ? 90%

4.29

4.09

3.89

Equa bank started providing mortgages last February. Until now, they provided a volume of almost two billion, ranking it as the number of new loans, the top ten mortgage banks.

Equa bank currently offers mortgage loans with the lowest interest rate of 2.89% pa The minimum loan amount limits for these rates have recently been significantly reduced from 3 million to 1.5 million. Equa-term mortgage loans at banks is 5-35 years, the interest rate can fix for 1, 3 or 5 years. Mortgage can be subject to conditions, to obtain even without proof of income (Mortgage BEZ) or in consideration of credit history with a minor in credit registry entries that would prevent another bank to get a mortgage (Mortgage FIT).

Margaret Dvořáčková

Director of PR and internal communications Equa bank  

Equa bank information:

Equa bank as it entered the Czech market in July 2011 after the takeover of Banco Popolare Czech Republic, as, by Equa Group Limited. Equa Group Limited is owned funds, which advises the British company AnaCap Financial Partners LLP.

It currently has 30,000 Equa bank clients and operates 15 branches throughout the Czech Republic. Equa bank offers simple, understandable and transparent services for personal and corporate banking, including current and savings accounts, with the possibility of conducting free, víceměnové credit cards, mortgages, consumer loans, insurance, term deposits and business loans. In 2012, Equa bank ranked third place in the prestigious Bank of the Year 2012 competition in the category of Most Dynamic Bank of the Year. More on www.equabank.cz .

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