Vladimír Urbánek (Kurzy.cz)
Personal finance  |  January 28, 2013 14:56:27

The results of GE Money Bank confirmed that trend in loans consolidation is


GE Money Bank in 2012 provided a new consumer loans of 15.6 billion crowns. This is 13% more than the previous year, while the total volume of consumer loans in the Czech Republic is slightly decreasing. GE Money Bank has strengthened its position as the second largest provider of unsecured loans in the Czech Republic, mainly due to consolidation loans.

"The overall portfolio of consumer loans in the Czech Republic we have nearly 30% stake, which makes us the second most important player," saysRadek Ženka, manager of consumer loans GE Money Bank. "The greatest credit for our success last year was primarily Consolidation loans. Then last year we have also upgraded to the wishes of the clients so that we, as the first commitments allow merge several family members at once. The annual increase was then outstanding by 45%, "says Radek Ženka.

O consolidation loans clients showed interest during the year, and optimize their budgets in the range of 9.5 billion CZK. Many of them used not only for consolidation refinance existing loans and reduce monthly payments, but also to obtain additional funds. Unlike past years, however, also increased interest in Express loan, especially during the summer (+23%) and before Christmas (+21%) when her bank offered free of charge. Radek Ženka adds: "The high client interest loans no fees led us to the fact that since 1 Feb. fees for providing loan for credit account and canceling for early repayment. "

Parameters popular consumer lending GE Money Bank

Consolidation loans are popular due to the fact that GE Money Bank in February 2012 as the first possible merge commitment to three family members at once. People can jointly achieve greater savings than if they consolidate their loansindividually. You can merge several types of loans, such as consumer loans, overdrafts, credit cards and installment loans from companies, up to 600 000 CZK. Repayment period can be broken down according to the client's needs, up to 96 months.

Express loan from GE Money Bank offers the same amount of money with the conclusion that it is sufficienttwo forms of identification and proof of regular monthly income. The decision to provide bank while you wait, in 5 minutes after signing the agreement the client has money in the account. Maturity period, customers can choose the length of 24-96 months.

Paul Zúbek,

Spokesperson GE Money Bank

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Výsledky GE Money Bank potvrzují, že trendem v půjčkách je konsolidace

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