Vladimír Urbánek (Kurzy.cz)
Personal finance  |  February 01, 2013 15:27:53

RESULTS 1 VOTING ROUND VIII. annual surveys of the most ridiculous bank fees in 2012


Total Votes more than 30,000 bank customers

About favor voting will now seek final five absurd charges

New 2 subcategories continue -usurer ridiculous and absurd EU regulation

 

Link to the final vote:

http://www.bankovnipoplatky.com/1kolo12nejabsurdnejsi.html

 

Serverwww.bankovnipoplatky.com declared 8th annual survey "the most ridiculous bank fees." And again, the poll took place in the Czech Republic and the Slovak Republic. Voices from the Czech Republic and Slovakia are recorded in a single table, which will be evaluated at the end. For statistical purposes and media but we will also be able to present the results separately. Due to the objectivity of the voting will be limited number of computers within a single IP address to the 20th

Ridiculous bank charges for the years 2005-2011:

2005 - charge for incoming payment

2006 - fee for ATM withdrawals own bank,

2007 - charge for current account

2008 - fee for excessive deposit

2009 - the fee for deposit at the counter for their own account and

2010 - fee for selection at the counter on its own account

2011 - fee for early repayment

been nominated to "have a chance", other incomprehensible and absurd charges.

Poll would also investigate the attitudes of bank customers had to some extent put pressure on banks to change their fee policy, which has in recent years also happening.

To 30 November 2012 had the chance to influence the structure of the proposed bank charges site visitors by nominating fee, which they considered as absurd. From these nominations, we compiled a table of 15 charges which were nominated most frequently. As of 1 December 2012 two-round voting began.

In the first round, which ended on 31 January, site visitors chose five absurd charges that have received the largest number of votes. Total Votes 30,767 website visitors and advanced the following five charges:

 

The fee for finding balance through ATM            (8,932 votes) 29.03%

Account management fee for mortgage or consumer loan        (5,605 votes) 18.22%

Fee for account statements sent electronically                                 (3,377 votes) 10.97%

The fee for entering an order or change the standing order via internet banking            (2092 votes) 6.80%

The fee for deposit to the account of a third person at the counter                             (1770 votes) 5.76%

 

These fees will now be five site visitors www.bankovnipoplatky.com vote in the final round to end February 2013. In early March, will announce the "most ridiculous bank fees for the year 2012".

 

The results of the Slovak almost the same as in the Czech Republic

In the first round, a total of 30,767 votes. 28,706 came from the Czech Republic and Slovakia votes 2.061. The results show interesting to note that despite the large difference in the number of votes between the Czech Republic and Slovakia, the vote fell in both countries almost equally. The first five charges only one on the 5th hit the spot in the Czech Republic and Slovakia otherwise. The fee for deposit to the account of a third person was in the 5th SR place, but in the Czech Republic on the 6th site. The fact that the fee ahead of p wafers for overdraft lines even during non-use services, decided paradoxically voices from Slovakia, where the fee ended up in 12th site. And logically, the results also differed with SCART taxes, which the Slovak Republic does not exist. There ended the last, while in the Czech Republic on the 8th site.

 

The overall results of the first rounds of voting (1st 12th 2012 - 31 1, 2013):

 

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18.22% (5605 votes)

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4th The fee for entering an order or change the standing order via internet banking

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6th Management fee overdraft service even in times of non-use

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5.23% (1607 votes)

5pt; mso-border-left-alt: solid black .5 pt; mso-border-top-alt: solid black .5 pt "vAlign = top width = 161>

3.76% (1158 votes)

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11th Change fee limit or PIN on the card via internet banking

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13th The fee for foreign transactions (incoming and outgoing payments)

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15th Fee for deferral / suspension of repayment of the loan

First The fee for finding balance through ATM

29.03% (8932 votes)

Second Account management fee for mortgage or consumer loan

Third Fee for account statements sent electronically

10.97% (3377 votes)

6.80% (2092 votes)

5th The fee for deposit to the account of a third person at the counter

5.76% (1770 votes)

5.58% (1717 votes)

7th The fee for item

8th Account management fee deceased client (for probate proceedings)

3.93% (1208 votes)

9th Fees generally at a SCART (card social systems mandatory for welfare recipients)

10th Fee for failure to pay (eg missed command over collection box)

2.46% (756 votes)

2.40% (738 votes)

12th The fee for entering other data in order to pay

2.15% (660 votes)

1.67% (515 votes)

14th The fee for the information to quantify the mortgage loan balance or building society

1.43% (441 votes)

0.62% (191 votes)

Total Votes: 30,767

 

The overall results can be found here:

# http://www.bankovnipoplatky.com/1kolo12nejabsurdnejsi.html overall

Results from the Czech Republic can be found at:

http://www.bankovnipoplatky.com/1kolo12nejabsurdnejsi.html # cesko

Results from Slovakia can be found at:

http://www.bankovnipoplatky.com/1kolo12nejabsurdnejsi.html # slovakia

 

While continuing two new subcategory -ridiculous usurer 2012 . People can send their experiences to address vrba@bankovnipoplatky.com with the slogan "usurer 2012" by the end of February 2013. The incoming stories draws jury project navigator safe loan 5 best stories.

The second sub-option is nejabsurdnějšího regulation or EU proposal . People can vote here until the end of February 2013.

 

Schedule poll:

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Nominations banking fees from clients (9 automatically be nominated absurd charges from last year)

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First 12th 2012 - 31 First 2,013

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Announcement of the results of a survey conducted by SANEP

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First Third 2,013

First 11th - 30 11th 2,012

First ballot

First Second - 28 Second 2,013

The final round of voting (5 charges)

Second Second 2,013

Announcement nejabsurdnějšího bank levy for 2012

Second Third 2,013

Announcement nejabsurdnějšího usurer for 2012

Third Third 2,013

Announcement nejabsurdnějšího EU regulation

 

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VÝSLEDKY 1. KOLA HLASOVÁNÍ VIII. ročníku anket o nejabsurdnější bankovní poplatek roku 2012

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