Mediafax (Mediafax)
Markets  |  February 09, 2013 16:23:49

Get rid of bank fees and save thousands! Once and for all


In Germany two years ago urged the court bank to bank fees ceased to charge their clients. This decision has caused a wave of interest in the Czech Republic. After many attempts are finally reported the first cases where the domestic financial houses from charging fees slowly receding. However, only some banks and only for new loans or refinancing mortgages. For existing contracts, the fees are still collected.

The main problem is that people are often afraid to defend their rights against the bank building.Prevail is a risk that such an attempt will not be successful, or that the bank even turn against his client. "Nobody wants to risk if the mortgaged his apartment into which invested all their savings. And so, we have increased the chances of consumers to recover their funds improperly formed civic association-praktiky.cz. It aims to return people unfounded charges paid to banks, and especially to change banks' access to us, our clients, "says Josef Mezulián, the initiator of the project.If the bank directly contact the individual, the first time is often rejected. With this step, the banks want to discourage their clients from similar attempts. This applies to consumer loans.

For mortgage loans, the situation is even more complex and usually it is necessary to go to court. But this one, in case of failure, can cost thousands of dollars in legal costs. Therefore, it is more efficient to ask for help. "The trial is not only recover fees already paid up for four years back, but also to achieve a change in the contractthereby saving money for the future, "explains Mezulián. With the average client gets back around 8000 crowns for fees already paid, but also on your account in the future save tens of thousands, that the bank would have paid.

It is important that the client does not pay any fees or other costs. All costs relies on civic associations and cooperative societies. And even if it were to lose the lawsuit and the company would be liable for the costs of legal proceedings.On the other hand, in the case of a successful acquisition fee is 25% of the recovered amount used to cover the costs. The remaining amount is credited to the account of the client.

How it works:

- Client registers on-site unfairly praktiky.cz

- Within 48 hours, the company contacted to verify the entered data and it is electronically sent to the agency agreement and power of attorney.

- After sending the claim is immediately assessed cooperating lawyers.

- If the claim is applicable, within 24 hours of the Bank asked to refund fees to the client's account.

- If the bank does not respond within 5 days of the challenge is brought to the bank.

- After all the time about his case, the client kept informed via email and also after registering on the website.

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