Mediafax (Mediafax)
Personal finance  |  19.4.2013 13:07:44

For bank fees average client pays 176 crowns a month


"Reducing funding that we had banks on fees, caused primarily completion post-Christmas sales, making the value stabilized at the level of last fall," said the owner of the server bankovnipoplatky.com Patrik Nacher. The second reason is the change in tariff individual banks.

In the first quarter as the Czech savings bank canceled the fee for withdrawing cash from ATMs for its SCART. Compared for example with GE Money Bank to register a price increase taxes. "New to the Commercial Bank, consumer loans and mortgages closed from January 1 this year, are kept free. MBank also now offers an overdraft of up to 300,000 crowns and the need for routine Citibank accounts will now be kept free for the first three months after its opening," summarized Nacher news on the domestic banking market that should not be forgotten norTwo new tariffs eKonto from Raiffeisenbank or the rise of payments at the branch for which it has decided to ČSOB.

A little less, between 100 to 150 CZK per month, paid during the period, clients who have eKonto, Premium or Premium at Raiffeisenbank or Big Air fare from the Bank. Other bank accounts to limit 150korunové fit (ČSOB, KB, ERA / Postal Savings Bank, GE Money Bank) or not ensure enough respondents for an objective evaluation of the data (ZUNO, Sberbank, LBBW and others).

The average cost to the individual client accounts for the first quarter of 2013
ACCOUNT The average cost in CZK
Equa bank current (active clients in meeting terms of turnover) 18
Air fare Small Bank 19
mBank mKONTO 20
Fio Current Account 25
UniCredit Bank Active Account 42
Equa bank common 108
Raiffeisenbank eKonto Premium (min.obrat 25tis. CZK) 133
Raiffeisenbank eKonto Extra (min.obrat 20tis. CZK) 145
Air fare Big Bank 150

Source: Bankovnipoplatky.com

When analyzing the data again demonstrated the growing number of clients of large banks such as ČSOB, Commercial Bank, the Czech Savings Bank, GE Money Bank and others. "The growing number of clients of these banks suggests that clients are actively interested in the amount of bank charges that apply to banks.Most of these bank accounts, provided, however, even this month failed to get below 150 crowns, "said Nacher. According to him, this aspect can be caused due to poorly chosen type of account at the same bank. Alternatively, it is a very active clients who performs more monthly operations than are free in the package of the bank.

Server publishes statistics bankovnipoplatky.com bank charges for individual financial institutions each quarter. Internet portal aims to increase general "banking" education, reducing bank fees and cultivate the relationship bank - the client and the client - bank.

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Za bankovní poplatky zaplatí průměrný klient 176 korun měsíčně

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