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Macroeconomics  |  August 08, 2012 09:44:00

Demand for consumer credit slowed in the U.S.


Americans borrowed less in June than expected, according to data released by the central bank. The volume of loans grew by $ 6.5 billion after a revised increase of $ 16.7 billion in May, which was the largest rise since November last year. A majority consensus expected an increase of $ 10.3 billion as presented the preliminary growth of $ 17.1 billion in May.

In the category nerevolvingových loans, student representing loans, consumer loans to buy cars, loans from commercial banks, credit unions and savings banks was increased to $ 10.2 billion after growth of$ 9.2 billion a month and rising demand from June 2010. In the category of revolving credit, credit card volume of loans fell by $ 3.7 billion after jumping increase of $ 7.5 billion in May. In comparison, demand for consumer credit in the U.S. increased by 5.0%, in nerevolvingových loans by 7.4% and revolving loans of 0.7%. Significant annual increase of 30% was recorded in student loans from the federal government and Sallie Mae.



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