Research (Penizenavic.cz)
Personal finance  |  August 31, 2012 13:09:35

We know where you get a mortgage for the entire purchase price of the property


He fell to the eye of an apartment or house? Would you have bought it with the help of a mortgage? Do you have some money that you can use to buy? No, in this case, is not this getting a mortgage on an apartment or a house of course.

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Why is the mortgage on a real estate course cost?

-Webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> For banks, simply a mortgage with increased risk, especially at a time of stagnating or falling real estate prices. With this type of mortgage with may very well be that the bank will not have afforded the full value of the loan (the price of your property is less than what is owed ??to the mortgage amount). requirement for own funds, ie banks protect against it, in the case of a forced sale of your property (as a result of default mortgage on your part) implemented the loss.

vertical-align: baseline; white-space: normal; orphans: 2; Widows: 2;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> Which banks offer this mortgage?

Namely, the Czech Savings Bank, CSOB Mortgage Bank, Commercial Bank, Raiffeisenbank, UniCredit Bank, Volksbank and Wüstenrot mortgage bank. Conditions for obtaining this mortgage varies.

Czech Savings Bank

Czech Savings Bank provides this mortgage in exceptional cases. Have an advantage in this respect the existing clients of the Bank, in the Czech Savings Bank has a detailed overview of their financial situation. If you already Czech Savings Bank mortgage lien on the entire value of the property will provide, you will for it to charge a fee of 3000 CZK.

Calculate your mortgage payment in the mortgage calculator to PenizeNAVIC.cz: http://www.penizenavic.cz/kalkulatory/rozsirena-hypotecni-kalkulacka

CSOB

auto;-webkit-text-stroke-width: 0px; "> CSOB is essential for the client's ability to repay the mortgage. Applicants for a mortgage for the full value of the property does not measure much stricter underground, such as mortgage and then provides no extra charge.

Mortgage Bank

Mortgage bank as a subsidiary CSOB offers mortgage on the entire price of the property on the same terms as the above mentioned Bank.

-Webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> Commercial Bank

Even in the case of Commercial Bank's mortgage on the whole purchase price of the property "standard" for both existing and new clients.

vertical-align: baseline; white-space: normal; orphans: 2; Widows: 2;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> Raiffeisenbank

Raiffeisenbank provides mortgages for the entire price of the property only if the applicant for a mortgage net income reached 45.000 CZK (applicants from Prague and Brno), respectively. 100 000 CZK (applicants from other regional cities). If there is your dream property in a municipality with 2000 inhabitants, Raiffeisenbank give you the loan only for the purchase of real estate (property price has yet to be higher than two million dollars).

Unicredit Bank

word-spacing: 0px; vertical-align: baseline; white-space: normal; orphans: 2; Widows: 2;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> mortgage on the whole purchase price of the property gives you even Unicredit Bank. However, if you are buying a flat in a block of flats, is a condition of granting a mortgage on the whole purchase price of the apartment that the apartment is located in a fully revitalized block of flats., if your dream home does not meet this condition, Unicredit Bank will provide mortgage "only" 80% of the property value.

normal; orphans: 2; Widows: 2;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> Wüstenrot mortgage bank

For Wüstenrot mortgage bank is a prerequisite to obtain a mortgage for purchasing a property in order for the mortgage requested at least 2 applicants. Ie. singles do not have the chance ..

baseline; white-space: normal; orphans: 2; Widows: 2;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px; "> In the course benefit you if you meet the conditions to provide mortgages to the entire price of the property with multiple banks. In this case, can not but be advisable to compare the available options and selects for you the very best mortgage. Summary current offer mortgage loans, then you also available on the website PenizeNAVIC.cz, see . http://www.penizenavic.cz/financovani-bydleni/produkty/hypotecni-uver

Tyto zprávy pro vás vytváří Penízenavíc.cz.
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