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Personal finance  |  September 26, 2012 08:43:22

1,129,716 reasons why you should start wondering about saving for your children as soon as possible

The cost of raising a child in the Czech Republic CITA 1,129,713, ie. 4093 CZK per month, at least according to the state for the amount of replacement maintenance. It is a good deal of money, right? The question remains, where to take the money?

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Saving "the child" before the birth

You might think that the education of the child in the long run and therefore you have enough time to create financial reserves. Opposite is true, it's because the first 12 months of life, which is the family budget even by the most costly period when it must manage expenditure of CZK 5,099 per month and a "bite" reception failure of one of the parents.

To raise a child so before he was born naspořte least 61,188 CZK.

The bill for education elementary school student? 432 264 CZK

A solid education is undoubtedly the basis for obtaining for gainful employment. The very basic education in the Czech Republic free of charge (apart from the cost of school supplies). The very education-student you will come to 432 264 CZK

The cost of the path to graduation? 182 400 - 500 000 CZK

State defined the cost of bringing high schooler are estimated at 182 400 CZK. It's then just a high school degree, which slowly takes shape your child's future career. Then of course you can support investments in specialized courses or study abroad. This "doping" while one of the parents who think that the future of their children seriously almost standard.  Previously, it was the privilege of studying abroad college students in recent years, however, we see a significant increase in interest in the long-term study stay in high school, confirms Ales Barta, owner of Alfa Agency . Price? The actual fee for study begin according to Barta 130 000 CZK, but it depends on the standard of living, which you will indulge your offspring.   From our experience, it costs for one school year of high school abroad in an average of 220 000 to 250 000 CZK, says Barta.

Real investment in a high schooler can therefore very easily amount of CZK 182,400 to more than 400,000 CZK.

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State of the calculated cost of the undergraduate is 4833 CZK per month. This amount, however, does not provide for tuition fees, which will be in the future at universities most likely introduced. Study your child in college will cost you a minimum of 231 984 CZK.

The sooner you start on the costs of raising a child interested, it will be more bearable for you

0px; "> I'm sure you will agree that it is a huge difference if you have to save up a certain amount within fifteen or five years.

The amount of the required monthly deposits for specific target amount saved in selected periods

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So if your budget (as "Immature") already strained, it's worth dealing with savings for children as soon as possible, so as much as possible to reduce the required monthly deposits to the saved funds allocated to your child's successful entry into the adult world.

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