TNBiz (TNBiz)
Insurance  |  October 12, 2012 10:40:06

Women remain the last two months for the conclusion of life insurance under more favorable conditions


PRAGUE (MEDIAFAX) - The last two months, women have to conclude life insurance policies for existing concessional terms. From 21 December is the entry into force of the European Court, which will establish a unified rate for both sexes, reported on Friday Rentia company.

"Based on the new regulation ceases individual awards dangers and women may increase premiums for each risk by up to 100 percent. This means that women pay more for life insurance, a lot of money," said Kamil Durčák, product manager Rentia, a division of AWD CR.

Current weather conditions in the area of ??life insurance cost favoring women, men had paid an average of a few tens of percent. Regulation of the European court, however, finally unifies the risk for both sexes.

"The decision of the European Court of Justice does not seem very wise. Denies the one of the basic principles of insurance, which is the risk of individual awards. Decision also ignores the well-known statistics, according to which women live longer than men. Women are thus undoubtedly less risky for insurers, "said the planned changes Durčák.

The European Union insists on unification for several years. The directives of the year 2004, the Member States to disregard gender when calculating premiums, and not later than 21 December 2007. Czech, however, was one of the Member States, which was an exception to adequately adjust prices.

Jan Soukup, soukupj@mediafax.cz

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