Vladimír Urbánek (Kurzy.cz)
Insurance  |  November 06, 2012 14:03:05

Czechs like to take risks, but insurance is only 61% of them

More than one-third of Czechs operates at least sometimes risky activity. Most often it is a quick car ride, cycling and traveling to risky countries. Life insurance Seale sure only 61% of the population, but significantly less in the highest risk group of young people between 18 to 25 years ago. In their current survey found that insurance company MetLife.

In the age category 18-25 years runs occasionally risky activities 51% of people, especially men. They are not major differences between Prague, the rest of Bohemia and Moravia. "In the survey showed how widespread is
Czechs for speeding in a car. At least now it runs 49 percent of respondents, "says Ivana results Blahová, ProductDevelopmentDirectorpojišťovny MetLife. "It is also evident from the results that we are indeed a nation of cyclists. The round hits full 32procent of us. "Among other risk activities occur traveling to high-risk countries, extreme skiing and fast ride on a motorcycle.

Over 80% of insured Czechs think that life insurance is a part of everyone's life. "The most common reason for the closure is for life insurance, 38 percent of respondents providing for the family
blízkých.Ale a full 34 percent of insurers considered life insurance simply taken for granted, "vysvětlujeIvana Blahová. Other reasons for the conclusion of life insurance are 26% respondentůstrach of unexpected situations, or a 19% chance of favorable savings. Conversely, for more than a quarter of respondents jsoufinanční reasons the reason why the fuse has not concluded. For fewer than 22% of the respondents, it is the feeling that they do not need insurance. Plays a role as well as age and lokalita.V riskiest category between 18 to 25 years ago, has life insurance 52% of respondents. There is also a difference between Prague and Moravia. The metropolis is insured only half of the people, while in Moravia full 65%.

"The limit, which in Bohemia in life insurance clients annually invest the amount of 8000 crowns a year. We can say that almost exactly half of the clients are below and half above that, "dodáváIvana Blahová. The conclusion of his contract, respondents most often use the services of an independent poradcea it in 40%.
Slightly less, 35% of respondents, then consult your sales representative contract with the insurance company. It most commonly affects people between 26-35 years. More than třetinapojištěných but has only a vague idea
the detailed terms of his contract. "Despite the fact that Czechs tend to risk and realize the importance of life insurance, unfortunately, do not pay too much attention to its terms and conditions. Thus control over her ztrácejípocitově
, "Summarizes the research results of Ivan Blahová and recommends people to actively working with its insurance and wondered about its parameters.

Research Agency NMS implemented in the second quarter of the 2012th This was a quantitative research on-line, on a representative sample of 1,000 respondents, the Czech population aged 18-65 years.

For MetLife

Jitka Jechová
Account Manager


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