Vladimír Urbánek (Kurzy.cz)
Personal finance  |  November 22, 2012 16:18:23

Cetelem in November recorded a 20% higher interest on installment purchases

During the first half of November has seen the company Cetelem increased interest in purchases in installments, by around 20 percent compared with October. Last year, the Company recorded in the same period compared to last October an increase of 10 percent. The highest demand for loans is the same time every year in the last week before Christmas.

"It is expected that the trend in the increase in the number of loans in the order of tens of percent last until Christmas, and as usual will continue in January. Many people is waiting for the post-Christmas discounts, "říkáTomáš Chlíbec, director of retail Cetelem, which in the first three quarters again strengthened its leading position in the non-member firms in the Czech Leasing and Finance Association.

This year, before Christmas, the company offers a wide range of Cetelem promotions and loans, which is one of the reasons of the increasing demand for credit companies. For example, in the IKEA store, people can arrange loan without any increase.

According to a survey conducted by considering the loan this year for Christmas every tenth and the average will be around ten thousand. People buy in November of goods on installment especially over the internet. With Christmas approaching do not want to risk problems with the delivery, so then go buy more gifts in stone shops.

While last year people bought on installment especially laptops and smartphones, this plays right next to the laptop tablety.Očekává also increased interest in designer clothes, but these people in the event of loan finance usually by credit card.

Company CETELEM CR, as is a strong and stable company with a strong position in the Czech financial market, ranking among the most important non-bank credit products and services. Last year, the company celebrated fifteen years of successful activities on the Czech market for consumer loans. Throughout its history became an innovator and a pioneer in many areas, especially on the Internet. Cetelem was established in October 1996 and its business activity began a year later in June. The basic principles of the company are from the very beginning of its operation principles of responsible lending. Cetelem is licensed credit institutions issued by the Czech National Bank. The license is proof that the company complies with the strict regulatory requirements similar to requirements imposed on banks and testament to the integrity and stability of the Czech financial market. The company offers a highly competitive portfolio of products based on responsible and individual approach to each client. Through its network of branches and network of business partners offer clients: classic consumer loans, provided at point of sale of goods and services, personal loans, credit cards, financing products for motor vehicles and various types of insurance.

Cetelem is a wholly owned subsidiary of the French bank BNP ParibasPersonal Finance, which offers consumer loans since 1953 (until 2008 under the brand Cetelem). For more than 58 years of business gradually expanded its activities into the field more than three dozen countries on four continents. BNP ParibasPersonal Finance is an international financial group BNP Paribas, one of the six strongest banks in the world and number one in the Eurozone, what is the volume of deposits is concerned.




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