Vladimír Urbánek (Kurzy.cz)
Personal finance  |  November 28, 2012 11:02:21

The average Czech family come Christmas up to 28,000


Buy Christmas presents, prepare meals and necessary decoration is the average Czech family 28,000. Take advantage of post-Christmas discounts and buy some gifts to the seasonal sales, according to poll * GE Money Bank about 31% of Czechs. Overall, we are planning to spend 4150 in the discounts crowns on his head. Mostly for clothing, footwear and electronics. Cash purchases when we use less, increase the use of on-line payments for Internet purchases, mobile payments and card payments. Credit card to pay for purchases at Christmas time every seventh. Save up to CZK 1,000 is possible payments MoneyCard Plus Credit Card from GE Money Bank.

"Financial expenses average Czech Christmas to reach around 14,000 crowns. Just when advised to spend for gifts of about seven thousand we add another 2700 crowns for other expenditure on entertainment and decorations, as well as planned purchases in excess of after-Christmas sale 4000, "says Paul Zúbek, spokesman GE Money Bank." Overall planning in sales to spend about nine hundred crowns more men than women. People aged 45 to 59 years, the discount amount of delay even six thousand. Young people up to 30 and older than 60 years of planning, unlike them, the expenditure limit for 2700, "added Paul Zúbek.

Spending an average Czech family at Christmas time

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       Family

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6182 CZK

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2843 CZK

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After-Christmas sales

Man

         Woman

Christmas Gifts

7997 CZK

14 179 CZK

Food, drinks, decor

2447 CZK

5290 CZK

4583 CZK

3689 CZK

8272 CZK

S

  15 423 CZK

12 318 CZK

27 741 CZK

Sales is again hit clothing and footwear, electronics are on the rise

Half of the survey respondents GE Money Bank is planning to after-Christmas sale to buy clothes (even among women 62%) and a quarter shoes (women 30%). No major change from bank survey of 2010 **. But much more we buy electronics - here this year plans to get discounts on exactly half of the people, while two years ago it was less than one-third.Specifically, it will be all about cellphones, which recorded the largest increase (8%), followed by the audio / video, computer, or white goods.

Cash transfers can recede modern payment methods

Ahead using cash to pay for purchases is significantly reduced. This year, according to polls GE Money Bank will be Christmas or post-Christmas shopping to cover six of 10 Czechs, but in 2010 it was still eight of 10Cash still prefer mostly older than 60 years (88%) or younger than 30 years (67%). Generation aged 30-59 selected classical money in less than half the time. Instead, the use of credit cards has increased from 40% two years ago to the current 57%. For internet purchases knowing departure from transfers from the account (instead of 25%, only 19%) towards the more comfortable payments through PayU, PayPal or similar service, which now uses 13% of people. The mobile payments already settled every twentieth Bohemia.

GE Money Bank will help save up for Christmas 1000 CZK

When shopping credit card GE Money Bank partners with loyalty program customers gain bene + standard as a reward of up to 10% of spend back in the gold bene + even up to 25%. But the Bank does not stop there, and from purchases outside partner network, including the Internet or abroad, returning clients back 1%. For cards issued MoneyCard Plus from September to the end of 2012, clients get more.Four months they will be GE Money Bank to return at least 5% of total spending, respectively, to 250 CZK per month. In total, 1,000 crowns can save that for Christmas shopping or subsequent sales certainly fits.

* Poll GE Money Bank took place in the streets of Prague in November 2012 on a sample of 400 respondents.

Survey ** GE Money Bank in October 2010 was a representative sample of the adult population in the Czech Republic (1592 respondents).

Paul Zúbek
Spokesperson GE Money Bank

GE Money Bank is one of the largest Czech banks. We are a universal bank, which has the third largest network of 260 branches and 702 ATMs. Its services are focused on how citizens and small and medium enterprises.Our Internet Bank in 2012 for the fourth time in a row evaluated by the Czech public as the best financial product in the market. The Golden Crown competition jury for the third time in a row our elected consolidation loans as the winner in its category. In 2012, we also took the first place in the e-mail communication with clients. Equity GE Money Bank consists of 32 billion CZK, consolidated capital adequacy ratio of 19.8% is still one of the highest in the market.

GE Money Bank belongs to the General Electric (GE). GE Group is the third largest company in the world, regularly appears in the charts most admired and innovative companies in the world. GE founded by Thomas Alva Edison. The group brings together companies from industry and finance, and responds to the most pressing problems in today's world. It is active in areas such as production of aircraft engines or electric energy, financial services and medical imaging technology. GE operates in more than 100 countries and employs about 300,000 people. For more information, visit www.ge.com .

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