Vladimír Urbánek (Kurzy.cz)
Personal finance  |  February 11, 2013 11:01:07

You do not want to pay fees for a credit account? Try to recover back from the bank. Help associations


Association against malpractices decided to enter the fray on bank fees. Unlike   other similar projects guarantees that the client will not incur any costs, even in the event of an unsuccessful trial.  

The fee for a credit account, whether it's mortgages or   consumer loans, is against the interests of the client. Such a decision, a German court issued two years ago. This decision caused outcry   not only   in Bohemia. However, if the reimbursement directly to consumer demands, it is often rejected. Banks want to discourage their clients from similar attempts. 'In a dispute with the bank, no one wants to run. Especially if such mortgaged his apartment into which invested all their savings. And so, we have increased the chances of consumers to recover their funds established civil association with the project-Praktiky.cz unfair. It aims to return people unfounded charges paid to banks, and especially to change banks' access to us, our clients, "says Josef Mezulián, the initiator of the project.

The project aims to get clients back money already paid fees and up to four years in arrears. Along with the return of money to the obligation to pay fees on existing contracts. By clients in the future save tens of thousands. "We expect that the average client gets back around 8000 crowns for fees already paid, but also on your account in the future save tens of thousands, which would still have to pay the bank," adds Mezulián.  

A similar activity is already on the market. Its functioning but the association considered different. "In our association, unlike   other projects, all costs are the cooperating law firm. And even if it were to lose the lawsuit and the company would be liable for the costs of legal proceedings the bank, "explains Mezulián. On the other hand, in the case of acquisition finannčích client funds for a law firm claims the prize of   25% of the amounts recovered by the bank returns to the client. These funds are used to cover the costs and risks borne by the law firm for the client. Of course, the commissions only applies to money that is allocated to the client by the bank and not the amount you will save in the future.

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The process of reimbursement

 

The client registers to the unfair-Praktiky.cz

Within 48 hours, the company contacted to verify the entered data and it is electronically sent to the agency agreement and power of attorney.

After sending the documents back to the client is entitled to an immediate examination of cooperating lawyers.

If the claim is applicable, within 24 hours of the Bank asked to refund fees to the client's account.

If the bank does not respond within 5 days of the challenge is brought to the bank.

Throughout the case of his client is kept informed via email and also after registering on the website.

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