TNBiz (TNBiz)
Personal finance  |  March 13, 2013 14:54:36

Record among defaulters, 209 foreclosures for one man


"It is remarkable that in the top ten borrowers who are natural persons are represented exclusively by men of working age - their average age is 41 years," adds Jiří Prošek, president of the Czech Chamber of Executors.

A debtor who face a greater number of foreclosures, according to the statement is Bailiffs Chamber of the Czech Republic (CR EK) has low financial and legal literacy. In this case, it is appropriate to ask the court to discharge.

Completely different is the situation for record breakers-debtors, where the number of executions has exceeded one hundred. "These are people whose debts stem from a variety of fraudulent activities. Example, you ordered all kinds of goods and services, but not for them. Collected or promised advances for work that was never performed. Backup but of course does not return," describes the common practice of fraudsters Prošek.

Many of these people, according to statistics of the experience with prison, is working on a black resident has reported to local or municipal office. "These borrowers endlessly accumulate debts and rely on the fact that there's always someone who has them on their trick to pull money out of people, jump," said Prosek.

Overall courts last year ordered 820,420 foreclosures, which represents a decrease of 13 percent (-120,000 cases) against 2011. "This development we expected, although we are at the beginning of last year witnessed how the creditors are trying to catch prosecute their claims before the law by reducing the rewards," concluded President Prošek with the fact that this year a further decline.

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